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How do you take your name off a cosigned car loan?
Is there any way to take my name off a cosigned car loan for my ex’s mother? The breakup was pretty messy and I’d like to be less involved in their lives.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about the break-up! Unfortunately, you can’t always take your name off a cosigned car loan. But you may be able to remove your name with one of these three methods:
- Talk to the lender and ask if they have a cosigner release. Some agreements include a clause to release cosigners who no longer wish to be listed. However, most contracts won’t include this option.
- Refinancing the loanis another way to get your name off the loan. But the borrower will need to agree to refinance the loan, which they may not be in a position to do.
- Pay it off is your most reliable option, though it may not be feasible. If there isn’t a loan, then you won’t need to be a cosigner!
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