How do you renew your driver’s license in Maryland?

My daughter is in college and she’s a great student. However, I pay for her car insurance until she graduates and her premium is fairly high. I was thinking that MetLife may have additional discounts. Does MetLife offer a good student discount?

Is there a way for me to find out about what claims I have had in the past? I have had several different insurance companies over the years, and I don't think my current company's claims for me are correct. There are some things listed that I don't remember.

I received an adverse action letter from Toyota Financial today, three weeks after driving my new Camry off the lot. I made a $20,000 down payment and financed $15,000 at 1.49% for 36 months, as per the special rate they were advertising. This letter wants me to come into the dealership to change the terms to my financing, as they weren't able to approve me at this rate and terms. What does this letter mean? Do I have to go back to the dealer?