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How do you get cheap car insurance when you're under 25?
I'm 20 and pay $400 a month for car insurance. I know that younger drivers pay more. What is the best car insurance for people under 25?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
To lower your bill, you should:
- Shop around
- Ask about discounts
- Drive safely
- Drop unnecessary coverage
The easiest way to find cheaper car insurance, regardless of your age, is to shop around. Get quotes from at least three companies—the more, the better. By comparing rates, you can get the best deals.
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app can collect quotes from up to 50 top insurance companies in seconds! They even help cancel your old policy once you’ve made your pick.You should also look into discounts. Just like you may find a lower rate elsewhere, you may find a company that offers you more discounts than your current provider. Some companies offer young drivers discounts for
maintaining good grades
or completing a driver training course
, among other things. By simply asking an agent what you qualify for, you could save a significant amount of money.Maintain a
clean driving record
, too. This shows car insurance companies that you are less of a risk to insure. Avoid accidents, tickets, and driving violations to the best of your ability, and you’ll earn a lower rate.Lastly, you could look at your coverage levels. You may be able to drop
comprehensive
and/or collision coverage
. While reducing coverage isn’t recommended if you can afford to keep it, you can save money by doing so if you’re in a bind.Your car insurance may seem expensive now—but it won’t always be! Rates change often, so get quotes every few months. You might find something cheaper sooner than you think.”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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