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How do you check if you’re insured on a car?
I’ve been away at college for a while, but I’m going home for a couple of months. I’m planning to drive my parents’ car while at home. How do I make sure I'm still insured on their car?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You should still be covered by your parents’ car insurance, even if you went away for a while. This is because car insurance generally
follows the car
, not the driver. The best way to confirm that you’re still covered is to ask your parents to check for your name on the policy. You’re likely good to go if you see your name, unless your status was changed to that of an excluded driver.
If this is the case, you can look at
non-owner insurance
, which normally provides coverage for people who borrow or rent cars.If you have any other questions about car insurance or are looking for a better rate, use
Jerry
. The Jerry app allows you to compare competitive quotes from up to 50 top providers and gives you access to a supportive customer service team.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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