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How do you calculate your monthly home insurance payment?
I’m shopping for home insurance for the first time in a while. I feel like I’ve forgotten everything! How do you calculate your monthly home insurance payment?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
There’s a lot to insurance shopping—everything can be hard to remember, especially if you haven’t worried about it for a while!
While there’s no one-size-fits-all formula to determine your monthly home insurance costs, gathering quotes from providers and looking at average costs in your area can give you a general idea of what to expect.
For $250,000 in dwelling coverage, the national average cost of home insurance is between $1,200 and $1,600, per year or around $115-$130 per month.
Plenty of factors influence the cost of home insurance, including your
credit score
, where you live, the size and age of your home, and of course, the level of coverage you’re looking for. If you’re ready to begin finding home insurance quotes from top providers,
Jerry
can help you make it quick and easy! You can even bundle with your car insurance
for additional savings.It takes under a minute to answer a few brief questions, and then you can start reviewing policy options to find the right amount of coverage for you at the right price.
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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