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How do I update my car insurance after moving from Michigan to North Carolina?

Do I just update my current policy, or do I have to buy a new car insurance policy altogether? Any advice is appreciated!

Carol Chung · Updated on Apr 19, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“If you’re happy with your current

company, then you can just call your agent or a customer service rep about getting a policy in North Carolina. They’ll probably re-write your policy for you.

If your insurance company doesn’t operate in North Carolina, or if you want to switch carriers, then you’ll have to shop around and get quotes from several companies to secure the best rate.

Because your zip code is one of the factors used to determine your premium, you’ll pay a different rate in your new state. The good news is, car insurance is generally cheaper in North Carolina than in Michigan, so you may end up paying less for coverage.”

View full answer

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