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How do I transfer car insurance to another car?
I plan to trade in my car at the end of the month. I’d love to keep my same insurance, if possible. Can I transfer my car insurance to another car?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When you trade in your car, your new car should automatically be covered under your
car insurance
policy—at least for a while.Most states and insurance companies offer a grace period when drivers purchase a new car. If you have a current policy, your coverage will extend to the new car for 14 to 30 days, depending on where you live.
While there is a grace period, it’s better to add the new car as soon as possible. You’ll just need to contact your insurance company or log in to your online account and provide your new car’s vehicle identification number (VIN).
At that point, any coverage on your old vehicle will transfer to your new one. You can also adjust your coverage at this time (if you need to). For instance, if you’re financing your car, you’ll likely be required to carry
comprehensive
and collision coverage
. So you may need to add these coverages on if they weren’t previously included on your policy.If insurance for your new car seems expensive, consider shopping around for better rates! The
Jerry
app makes it easy. Jerry can gather multiple quotes in minutes and deliver the best deals to your phone for free.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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