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How do I spot fake car insurance?
There are so many scams nowadays. How do I know which insurance companies are real? How can I spot fake car insurance?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
With the influx of online and startup
car insurance companies
, it’s understandable that you’re a bit skeptical. To verify a company you’re working with is legit, there are several things for which you can look.
First, look for their license. Every insurance company has to be licensed by the state they’re in, so check for the documentation. Agents also have to be state-certified. If the company is online, its website should list the license number.
If you can’t find it, you can also check with your state’s Department of Insurance or Financial Services. They’ll typically have a list of all registered and licensed insurance companies. You can also check with trusted sources, such as your state’s commissioner’s office and the NAIC (National Association of Insurance Commissioners).
Another option is to check for financial stability. Insurance companies usually offer this information on their websites with their financial ratings from companies like A.M. Best and Moodys Investors Services.
If you can’t find anything on a company or it claims to offer
temporary car insurance
or no deposit and very cheap car insurance, you might want to steer clear. Be wary and do your research! A great way to spot fake car insurance is when something seems too good to be true.If you’re ever unsure about whether a company is legit or not, you can always ask our customer service team at
Jerry
app. Our team works with licensed companies and works hard to ensure you get the best deals. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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