PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do I remove a car repo from my credit reports?
I have a car repossession on my credit report from six years ago. Since then, I've been nothing but diligent and responsible about my credit. Can I remove this repo from my credit report somehow?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A car repossession from a
car loan
stays on your credit report for seven years, so in that regard, you’re only a year away. To this effect, you may just want to wait one more year to make any significant purchases. You should see your credit score rise significantly once the repossession falls off your credit history.If the car repossession was an error, you could always dispute it with each credit bureau, but since it’s been six years, it’s likely a legitimate repo.
In the meantime, you should continue to make payments on time for all of your credit cards and other debt. You may also want to cut some of your expenses to pay down any of the debt you currently have.
One great way to do this is to look at your car insurance policy. The
Jerry
app lets you do just that. In just minutes, you can sign up and compare rates from 50+ car insurance providers, meaning you always get the best rate and coverage.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies