How do I reduce the cost of car insurance for an 18-year-old?
I just got my new premiums when renewing my car insurance. Since I added my son to my plan, my costs have skyrocketed! How do I reduce the cost of car insurance for an 18-year-old?
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, car insurance is almost always more expensive for young drivers. But you can still find ways to lower costs by asking your provider about discounts and comparison shopping using
and eligibility requirements differ from company to company, but here are some common examples:
Good student discount: available for full-time students under 25 who maintain a B average or a 3.0 GPA in school
Driver education discount: available for drivers who complete a driver education course or a defensive driving course
Bundling discounts: many companies offer discounts if you bundle multiple policies together, like home and auto
Multi-car discount: you may be eligible for reduced rates if you have more than one car on the same policy
You can also look for lower rates when you sign up with Jerry for free. Jerry can provide you with up to 50 cheap insurance quotes from top providers. If you find a better deal, Jerry will take care of all the phone calls and paperwork to switch you over to a new policy.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.