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How do I reduce my car insurance?

I’m trying to save money on my monthly bills. I feel like I’ve been paying a lot for my insurance. How do I reduce the cost of my car insurance?

Matthew Macgugan · Updated on Dec 16, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Excellent question. Let’s go over some tips to help you save some money and hopefully get

cheaper car insurance

!

First, check with your insurance company to see if you qualify for any policy discounts. These can vary by company, but most providers offer discounts like:

Multi-policy

Alumni association/organization

Vehicle safety equipment

Good student

Another way you can lower your monthly premium is to adjust your coverages. If you have comprehensive and collision coverage, you could raise your deductible to reduce your premium. Another option is to reduce the optional coverages on your policy. Removing coverage like rental reimbursement or towing and labor can help lower your premium as well.

Finally, an easy way to save money is shopping around for new car insurance policies. Tools like the

app make it fast and easy to find cheaper car insurance.

The Jerry app generates quotes from over 50 of the nation’s leading providers, so you can find a cheaper rate without losing coverage.

Good luck with your budget!

MORE:

How to get car insurance discounts

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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