Services
Insurance
Repairs
Advice
About

How do I negotiate the price on a car insurance renewal?

My car insurance renewal is coming up and I was quoted a price that I think is too high. My driving record is pretty clean, as is my credit score. I really don't know why this is happening, but I know I can't afford it! Is there any way I can negotiate the price? How do I do it?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Although negotiating the price on a
car insurance
renewal seems like the smart move, it unfortuately, can’t be done—each state heavily regulates car insurance and other types of insurance Thankfully, though, you can still lower your price in other ways.
If you want to stay with the same insurance company, try these hacks:
Sometimes, even doing these won’t lower your rate. That’s when you should consider a new car insurance company.
One easy way to get the best rate possible is through the
Jerry
app! We’ll get you customized quotes from top insurers so that all you need to do is pick the plan that works best for you. And once you pick one, we’ll even help you switch! That way you can save yourself time, money, and a headache.
Best of luck in lowering those rates!”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings