Since accidents lower a vehicle’s value, a diminished value claim allows you to recoup a portion of that loss.
To file a diminished value claim, provide the other driver’s insurance with documentation to your insurer. Usually, this involves your vehicle’s worth before the accident and accident details. Pictures, witnesses, and police reports are also helpful.
Additionally, you may want to hire a licensed appraiser to review your vehicle and the damage. They can help determine the diminished value of your car. You can submit this report to the insurance company as well.