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How do I lower my GEICO car insurance?
I pay $250 a month for car insurance with GEICO. I don't want to switch insurance companies, but how can I lower my rate?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you’re looking to lower your GEICO car insurance, you have a few options.
Check for discounts: Call GEICO at 1-800-207-7847 to see if you qualify for any other discounts on your policy, like a safe driver discount or bundling your homeowners insurance and auto insurance policies.
Try telematics: If you haven’t already, consider enrolling in GEICO’s
Drive Easy program
. The app tracks your driving behavior every time you log a trip. If you drive safely, you may receive a discount on your policy.
Change your coverage: If you have full coverage on your policy, reduce your coverage to liability-only coverage
or raise your deductible. A higher deductible for comprehensive and collision coverage will reduce the cost of your premium, albeit at the expense of paying a higher deductible in the event of an incident.If none of these is an option for you, you may want to shop around. While you might like GEICO, it never hurts to look into other companies. Use the
Jerry
app to compare quotes from dozens of insurers to get the best rate possible, even if you have to switch car insurance providers.View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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