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How do I lower my car insurance after a speeding ticket?
I got a speeding ticket last year. My car insurance policy just renewed and my rate went up significantly. How can I lower my insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
- Car insurance discounts: Ask your insurance agent if you’re eligible forinsurance discountsthat aren’t currently applied to your premium.
- Enroll in a defensive driving course:Taking a defensive driving coursecould help you earn a discount or reduce the number ofpoints on your driving record. Check with your insurance provider to see which driver training course is right for your specific goals.
- Wait for the points to expire:Points from a speeding tickettypically only stay on your record for three to five years. Depending on where you live, your rate should gradually decrease over time as your ticket ages.
- Shop for a new car insurance provider: Car insurance companies use different approaches to determine how violations affect your rates. Compare quotes from three to five providers to see who has the best rates for your situation, or use a comparison super app likeJerryto instantly compare quotes from over 50 top providers.
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- Gregory R.
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