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How do I get the co-owner off a car title?
I recently separated from my husband, but we’re co-owners on my daily-use car. He agreed to remove his name from the car title so I’m the sole owner. I’m not familiar with the process so I’m wondering, how do I get the co-owner off a car title?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your separation, but hopefully, it’s for the best. At the very least, your husband is being cordial enough to sign the title over to you. To get him off the title, you should treat the transaction as a sale and simply have him sign the title over as a seller and you as the buyer.
- Check the title to see if there’s an and or or between your names. If there’s an and, you both need to sign the title as sellers. If there’s an or, you technically don’t need your husband’s name and can complete the transaction independently.
- If you have a lienholder, you will either need to pay the loan off in full or get a lienholder release if you’ve already paid off the loan.
- Complete the form on the back of the title. Since your name is going to remain on the title, you’re the buyer. Your husband is the seller.
- Make sure that you fill out everything correctly. You may also need to have the document notarized if required in your state.
- Take the title to the DMV, fill out a new title application, and wait for the new title to come in the mail.
Since you’re now the only owner/driver of the vehicle, make sure to update your
car insurance
to reflect the change.To get the best rate possible on your insurance, use the
Jerry
app. As a licensed broker, Jerry can help you find and compare quotes from over 50 top providers in minutes. When you find a better rate, Jerry can help you buy your new coverage and even cancel your old policy!View full answer
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