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How do I get discounts on my car insurance?
I feel like I'm paying way too much for car insurance. How can I find discounts to make it cheaper?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Car insurance can be expensive, and it’s easy to pay too much. Fortunately, you can lower your car insurance rates by:
- Exploring discount programs
- Shopping around
- Bundling
- Improving your credit score
- Choosing your vehicle wisely
Most car insurance companies offer discounts. Call your provider or search online to find out which discounts you may qualify for. Examples include:
- Good students discounts
- Safe driver discounts
- Military/federal employee discounts
- Senior discounts
- Multi-car discounts
To further reduce the rate you pay, you’ll want to shop around. Car insurance costs vary a lot from company to company, so get price quotes from multiple places to be sure that you’re paying the lowest price out there. Make it easy on yourself by using the
Jerry
app. Jerry can collect quotes from up to 50 top insurance companies in seconds.Keep in mind that if you
bundle
your homeowners and auto insurance with the same company, you’ll often receive a discount, as well.Check your credit report, too. Credit is usually how insurers determine your policy prices. So the better your credit, the lower your insurance rates.
And if you want to buy a new car, choose wisely. Compare insurance costs before taking the leap. The price of the car, average repair costs, theft likelihood, and vehicle safety rating all have an impact on the insurance price.”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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