Services
Insurance
Repairs
Advice
About

How do I get car insurance in Michigan?

I live in Michigan and am looking into getting a car and car insurance. Everyone around me complains about how expensive it is. How can I get car insurance and is there any way I can lower the cost?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While
Michigan
is one of the most expensive states for
car insurance
in the country, it’s easy to make sure you have coverage.
First, you’ll want to shop around to make sure you’re getting the best deal. You can do this by requesting car insurance quotes from multiple companies or having
Jerry
do the work for you. Jerry is a car insurance comparison app that finds you the best rates and coverage from up to 50 top insurance providers.
When shopping around, you will need the following on hand:
  • The vehicle you’re purchasing’s VIN (vehicle identification number)
  • Your driver’s license number
  • Your date of birth
  • Your address
  • Marital status
  • Recent driving history (claims, accidents, or driving courses)
  • Social security number
  • Type of coverage you require
Once you choose a policy, you can lower the cost by looking into discounts. Common discounts include:
  • Driving training
  • Defensive Driving
  • Good driving behavior or telematics
Once you find a policy you like with a price you can afford, you can purchase the policy. After you purchase your policy and it’s effective, you are officially insured!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Read Advice From Car Experts At Jerry

What Others Are Asking

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings