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How do I get a car insurance refund?
What do I need to do to get a car insurance refund? I'm canceling my policy and I want to get an insurance refund from my provider.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you’re canceling your policy, you can find out if you’re eligible to get a car insurance refund by calling your insurer. But remember, most providers will only refund your policy if you paid up front.
Be sure to speak with your provider before canceling your policy and ask them how the refund will be issued as part of the cancellation process. Typically, insurers send your refund via:
- check,
- direct deposit, or
- the original payment method.
As a reminder, to [properly cancel your policy] you’ll want to:
- Buy a new policy
- Ask your provider about the cancellation process
- Sign and send your cancellation letter (this will likely be electronic)
- Wait for confirmation
You should never cancel your policy before starting a new one because
lapses in coverage
can increase your future insurance rates.If you feel a little intimidated by the whole process, try using
Jerry
. A licensed broker, Jerry can help you find and compare competitive quotes from top insurance providers in minutes. Jerry will even help you purchase a new plan and cancel your old policy!”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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