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How do I deal with car insurance claims?
We had some severe weather lately. A tree was uprooted and fell on my car. How do I deal with my car insurance to file a claim?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m so sorry to hear about your car, but I’m glad you weren’t in it when the tree hit it!
It’s important to make sure you have the right coverage to submit a claim. For weather-related events, you’ll need
comprehensive coverage
. If you have comprehensive coverage, contact your
car insurance
and let them know what happened. You can call them directly, or some companies allow you to file claims online or through their app. The sooner you can do this, the better. They’ll likely ask for details you might forget, and the longer you take to reach out to them, the longer it’ll take to repair your car.
Once submitted, an insurance adjuster will go over the situation and figure out what should happen next. There’s a chance that if the damage is more expensive than your car is worth, they’ll consider your car
totaled
. Anytime you file a claim, your premiums might increase at renewal. It might be a good idea to compare rates with several companies to ensure you’re getting the best price for the coverage you need. Try using the
Jerry
app. Jerry gathers personalized quotes from dozens of top providers and delivers the best deals to your phone in minutes. No long forms. No calling around. Just savings. Best of luck repairing your car.”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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