How do I clean up my driving record?

I was chatting with my father about loans the other day, and he told me that car loans are a type of promissory note. I didn’t think that sounded right, but I wanted to make sure. Are car loans and promissory notes the same thing?

I just got a new job and have to move to a new state. How do I lower my car insurance in my new hometown?

I want to get a car loan and I already have a relationship with U.S. Bank. The car I want to purchase is $30,000. I make $80,000 a year and my credit score is 784. However, I was shocked when U.S. Bank denied my loan due to my limited credit history. My question is should I go to another bank, or should I go directly to the dealer to get the loan?