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How do I claim a total loss of a car from my insurance?
I was in an accident and my car was considered a total loss. How do I claim my car from my insurance?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m sorry to hear about your accident and that your car is totaled! Submitting a claim to
car insurance
for a totaled car is no different than a regular claim, but it depends on who is at fault in the accident.If you’re at fault in the accident, you’ll need
collision coverage
to submit a claim to your insurance. If the other driver is at fault, their property damage coverage
should cover your car. Since your vehicle is totaled, the insurance company will look at the
actual cash value
. As cars depreciate every year, you’ll get the total value of your car minus depreciationIf you decide to purchase a new car after settling your claim, be sure to shop around for insurance. The
Jerry
app can help you save by collecting personalized quotes from up to 50 providers in seconds.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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