Someone swiped the side of my car in the parking lot the other day. How can I find out if they have insurance or not? They didn't leave any information, but I did take down their license plate.
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Driver information is protected under privacy laws, but if you were involved in a collision, you can find the other driver’s insurance information in a couple of different ways.
, you can ask the police if the other person has car insurance. You’ll need to provide an incident report to do it. So it’s good you got the license plate number; that’s what police will need to find the information for you.
If you’d rather not go to the police, you can contact your local DMV instead. You’ll have to provide your contact information and the reason for your request (i.e., describe the accident). If the DMV is unable to verify the information you provide, they may deny your request. So make sure the account you give is accurate.
An accident is the ultimate test of your insurer’s commitment to serving you. If you’re worried about your own coverage, the people at
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.