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How do I change my car insurance over to a new owner’s name?

I’m selling my car. How do I transfer the insurance over as well?

Lauren Smith · Updated on Nov 2, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

While transferring a title is essential to selling a car, you can’t transfer your

. Since car insurance rates are dependent on individual factors—like location and driving history—rates vary from person to person. Even if you could transfer your insurance, the rate and coverage may change.

It’s important to maintain your current policy on the vehicle until the sale is finalized, but once the new owner has signed the title, they are free to drive off with their new car and are responsible for insuring it. As the other driver has to register the vehicle in their name, they’ll need

proof of insurance

for the DMV as well.

If you’re moving onto a new car, consider shopping around for a new insurance policy, too. The

app can help you save by pulling quotes from the top 50 companies in under a minute. Jerry delivers the best deals right to your phone, making the switch hassle-free!

MORE:

Canceling your insurance when selling your car

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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