PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can you insure yourself to drive any car?
Is there a way that I can be insured to drive any car? I often drive my mother-in-law’s car, but we’re not on the same policy because we don’t live together.
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Generally, insurers will extend coverage to any individual to whom you have given permission to drive your vehicle. This is called permissive useand is included in most insurance policies—so long as you drive the car fewer than 12 times a year. If you plan on driving the car regularly, it’s smart to get added to the insurance policy.
There can be exceptions to this, however. If a
driver is excluded
on your policy, they are not covered to drive at all. Additionally, permissive use does not cover people who live at the same address—you would have to add those drivers to your policy. If you don’t own your own vehicle, another option would be to get
non-owner car insurance
. These policies provide liability coverage to drivers who do not own vehicles. These policies are also relatively inexpensive.If you need to add drivers to your policy, it may be smart to look for better car insurance rates. The auto insurance experts at
Jerry
specialize in finding you the cheapest rates based on your auto insurance needs.Once you download Jerry, just answer a handful of questions, and you’ll immediately get car insurance quotes for coverage similar to your current plan. Jerry customers save an average of $879 a year.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies