Services
Insurance
Repairs
Advice
About

How can you check if someone has car insurance?

How do you check whether someone has car insurance? My boss keeps asking me to drive her car, but I'm not convinced that she's really insured.

avatar
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It definitely sounds like a hard situation to deal with but the best way to find out if someone is insured is to simply ask them. Other resources for finding out whether someone is insured may only be helpful if your reasoning involves a legal issue.
That being said, if you can’t ask the driver if they have insurance, you can still try:
  • Requesting information from the police. So long as you have the owner’s license plate number, the police can give you their insurance information. However, they are highly unlikely to do so unless you have a good reason for asking (e.g., you were involved in a hit and run accident) and you can show them an incident report as proof.
  • Asking your local DMV. You can request information about another driver’s insurance at the DMV. However, the same thing applies. Your request will be denied unless you can provide a good reason for it, along with evidence.
Since these options may seem a little inaccessible, you might be better off driving your own car. If you don’t have one, think about buying a
non-owner car insurance policy
. Non-owner plans usually offer liability coverage for people who don’t have access to their own vehicles but often find themselves driving others’ cars.
If this sounds like a good option, you can start shopping around with
Jerry
. The Jerry app will collect quotes from up to 50 top insurance companies in seconds. It even takes care of all the paperwork and phone calls so that you don’t have to!”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings