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How can I reduce the cost of insurance on my truck?

How can I get a cheaper rate for the insurance on my truck? I am a potato farmer, and I cannot keep up with how high my rate is. I only drive the truck about 90 miles per month, mainly on the farm.

Shannon Martin · Updated on Oct 21, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

Great question! If you mainly drive on your farm, you might save money by changing your usage to farm use. Most insurance companies will automatically assume that your car is for pleasure use or commuting. Changing your usage to farm use could save a lot of money for you!

Here are a few other options to look at:

Lower your annual mileage to under 3000 per year

Eliminate unnecessary coverages like towing and

rental reimbursement

It could also be that your current insurance company isn’t the best fit for you anymore.

If you want to make sure you’re paying the best price for the coverage you need, download the

app! Jerry is a licensed insurance broker and can deliver customized quotes to your phone in just seconds. And if you find a better rate, we’ll help you switch providers, too!

Best of luck with saving money on your coverage!

MORE:

11 car insurance hacks to save you money

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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