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How can I reduce the car insurance rates for my teenage children on my Esurance policy?
I have my two sons on my Esurance car insurance, but their rates are outrageous. I want to make sure my kids can legally be on the road, but the price of having them on my policy is definitely out of my budget. How can I reduce these rates for my teenage children?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Kudos to you for wanting to make sure your sons are all set to be out on the road! While this is definitely a frequent occurrence for parents trying to add their children to their plans, there are ways to reduce the cost.
To get
cheaper car insurance
through Esurance
, see if you qualify for one of the company’s many discounts. Some examples include:- Driver’s ed discount for drivers under 21 who take a teen smart driving course
- Good student discountfor GPAs 3.0 and higher
- Student and alumni discounts up to 15%
Esurance also offers additional discounts on your policy for safe driving or if you have a
multi-car policy
.If you and your family don’t qualify for these discounts, you can try looking for a new policy through the
Jerry
app. We’ll send you customized quotes from top-of-the-line providers in minutes so that all you need to do is choose the plan that works best for you. We’ll even help with the transfer paperwork. And the best part–we do all of this for free.Best of luck with getting the discounts, and, if you need to, with insurance shopping!”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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