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How can I lower my USAA car insurance rate?
I've been with USAA for decades and I'm happy with their service. However, my insurance rates went up quite a bit last period, even without an accident, ticket, or claim. Is there any reason this might have happened? And how can I lower my USAA car insurance rate?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m sorry that happened—unexpected rate increases can be rough, and the reasoning behind them, like a move, or adding a higher-risk driver to your policy, can be surprising. However, there are a couple ways to lower your rate again.
- Maintain a solid, on-time payment history
- Research various discounts offered by USAA, such as amulti-car discount
- Reduce your amount of coverage
- Change your coverage to liability only
If you’re still unsatisfied with USAA’s rates, check out other rates with
Jerry
. Jerry is an insurance broker that provides you with numerous rates from over 50 different insurance companies so you always find the best rate.Best of luck with lowering your premium back down again—you’ve got this!”
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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