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How can I lower my car insurance with State Farm?

I'm paying $300 a month for full coverage with State Farm. How can I lower my insurance with them?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
To lower your car insurance with
State Farm
, contact an agent to discuss your options at 1-800-ALLSTATE (1-800-255-7828).
State Farm offers several discounts which you may be eligible for. You could also opt into their driving behavior program, which can help you lower your rates.
When you sign up for the
Drive Safe and Save
telematics program, State Farm uses an app to track your driving behavior. The better you are at driving, the more you can save on your policy.
Another option is reducing the coverage on your policy. While experts don’t recommend reducing your coverage, you can save money by maintaining
liability coverage
instead of full coverage.
If you don’t need to stay with State Farm, you also have the option of shopping around. You may be able to find a more affordable rate for full coverage with another company. Use a free app like
Jerry
. Jerry pulls quotes from the top 50 companies and delivers them to your phone in under a minute.
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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