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How can I insure a salvage car?
A few weeks ago, I bid on a car with a salvage title and won. I have some experience in repairing and rebuilding cars, and I want to restore this one properly—I think I can definitely get it roadworthy again. However, I've heard that getting salvage cars insured can be difficult. How can I insure my salvage car once the repairs are done?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Kudos to you for taking on a pretty big project! You heard right—but it’s a little more complicated than that, too. You cannot insure a car with a
salvage title
—but when you finish rebuilding the car, you’re eligible for insurance if you can obtain a rebuilt title. To get a rebuilt title, you have to repair the car to a condition that it passes a state inspection. If the inspection deems the car drivable, you can then change the salvage title to a rebuilt title.
Keep in mind that some
car insurance
companies won’t insure a rebuilt title with proof of a safety inspection, and your rates might be pretty high. As a result, you may need to shop around.If you want to make sure you get the most coverage for the best price point, try using the
Jerry
app! We’ll get you customized quotes from top insurers so that all you need to do is choose the plan that works best for you—and when you do choose one, we’ll help you switch over, too!Kudos again, and best of luck!”
View full answer
- Gregory R.
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