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How can I get out of my loan with Ford Credit?
I have a Ford Fusion with a loan through Ford Credit. I recently got furloughed from my job, so I can't afford the loan. Can I get out of it somehow?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your furlough. Hopefully, things pick up soon.
Unfortunately, with your
car loan
through Ford Credit, you will not be able to simply get out of the loan. But you have a few options:- Refinance the carthrough a different lender (Ford Credit doesn’t refinance)
- Voluntarily surrender the car, although this will have a devastating effect on your credit
- Continue to make payments and cut costs in other places
If you want to cut costs, you may want to start with your car insurance. To compare rates,
Jerry
can help! Jerry is an online insurance broker that allows you to compare quotes from up to 50 providers in just minutes. Jerry will take care of all the paperwork for you, so you get all of the savings with none of the hassles. View full answer
- Gregory R.
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