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How can I get off my parents' car insurance?

I am currently on my parents' car insurance. I'd like to get my own policy. How do I get off their insurance?

Emily Maracle · Updated on Oct 20, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

If you’re currently insured with your parents’

, you shouldn’t have any issues getting your own policy.

Even if you’re listed as an additional driver on their policy, you can still get your own car insurance. If you are no longer living with them, simply ask them to remove you from their policy. However, if you’re away at school and under a certain age, some insurance companies require that you be listed on the policy, regardless.

Something to keep in mind is that most car insurance companies and states require that the registered owner is the named insured on the policy. If your parents own the car you drive, you’re still required to remain on their policy.

If you have your own car and want to get your own insurance, you can request

car insurance quotes

from different car insurance companies via the

app. Comparison shopping allows you to find the best rate for the coverage you require.

More:

11 car insurance hacks to save you money

View full answer

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