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How can I get cheap car insurance after a drunk driving ban?

I’ve had three DUIs and lost my license for a year. I recently got it reinstated, but I can’t even drive my car yet because I can’t afford the insurance. How can I get cheap car insurance after a drunk driving ban?

avatar
Mary Alice Morris · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Once your license is
suspended
due to repeated DUI offenses, you can expect your
car insurance
costs to remain higher than before for quite some time. In fact, the DUI may affect your rates for as long as 10 years.
During those years, it’s vital that you refrain from drinking and driving, and that you keep a driving record that is free and clear of traffic violations. That’s the best way to bring your insurance costs down, though it will take some time.
In the meantime, take a look at
insurance quotes online
and comparison shop for a
cheap policy
. You could also consider opting for less coverage.
Less car insurance coverage is not ideal, but dropping down to your state’s minimum amount of
liability coverage
can save you some money. Raising your deductible could also lower your monthly insurance costs, but you’ll be liable for that amount out of pocket before your insurance will pay out if you’re in an accident.
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