Finding the lowest car insurance rates is all about shopping around and getting multiple quotes.
First, it’s important to remember that teen drivers will almost always have higher rates than an older driver. This is simply because teen drivers haven’t had enough time behind the wheel to learn how to react to different situations on the road. Statistically, teens get involved in more accidents than older drivers.
So while you can’t do anything about your age, you can make find ways to save on insurance. The type of car you choose to drive has a big impact on your rates. More expensive cars are very likely to produce higher insurance premiums, especially for teen drivers. Sports cars and brand new cars will also have higher rates.
Shopping around with different insurance companies will help you find the best rates. While you could go with a company that’s advertised on TV, you might end up leaving money on the table.
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