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How can I calculate my car insurance premium?
Is there a way I can calculate my car insurance premium myself?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
To calculate your
car insurance
premium, you will need to collect quotes and compare rates from many insurance companies.Each company has its own rating system that is not fully disclosed to the public but involves looking at many factors including:
- Coverage requested
- Type of vehicle
- Age
- Gender
- Location
- Driving history
- Credit
These factors (and many others) are weighted according to the insurance company’s policy and that is how your premium is calculated. When shopping for new car insurance, you should shop around and compare quotes from many companies to ensure you are getting the best deal.
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app can collect quotes from up to 50 top insurance companies, like Travelers, Nationwide, and Progressive, in seconds! They even help cancel your old policy once you’ve made your pick.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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