PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can I avoid rental car insurance?
I'm renting a car next week. I heard that rental car insurance from a rental car company is a scam. I want to be protected, but how do I avoid rental car insurance with the rental company?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you don’t want to purchase
rental car insurance
from the rental car company, you have a few options.The most common way to avoid rental car insurance is having your own
car insurance
. Most car insurance policies extend to rental cars. Call your insurer to see what their rental car coverage is.If you don’t have your own insurance policy, look into your credit card benefits. If you’re planning on paying for your rental with a credit card, most credit cards offer some form of rental car insurance that can save you some cash.
Credit cards typically require you to reject the rental car company’s collision damage waiver and pay for the full rental with your card. By doing so, your credit card will cover damage and theft to the rental vehicle.
If you don’t have a car and aren’t paying with a credit card, you could opt for a
non-owner policy
. Non-owner policies offer coverage to those who don’t own a car but frequently rent or borrow one.If you’re interested in a non-owner policy, make sure to shop around for rates with
Jerry
. As a full-service insurance broker, Jerry allows you to compare quotes from over 50 insurers and even takes care of the paperwork for you.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies