Services

PriceProtect™

Compare Car Insurance

Refinance Car Loan

DriveShield™

Drive Well, Earn Perks

GarageGuard™

Get Service Reminders

Insurance

Car Insurance

Compare Car Insurance with Jerry

2024 Car insurance quotes

Cheap car insurance

Best car insurance companies

Shopping for car insurance

Is Jerry a legitimate insurance broker?

Jerry’s Expert Advice

What factors affect car insurance rates?

How does car insurance work?

Types of car insurance

Full coverage car insurance

Car Insurance Estimates

Car insurance by car

Car insurance by location

Home & Renters Insurance

Home Insurance

Compare home insurance quotes

Home & auto insurance quotes

Renters Insurance

Compare renters insurance quotes

Repairs

Car Repair Estimates

Repair Estimates for Popular Services

Oil change cost estimate

Brake pad replacement cost estimate

Battery replacement cost estimate

Timing belt replacement cost estimate

Wheel bearing replacement cost estimate

Spark plugs replacement cost estimate

Rotate tires cost estimate

Transmission fluid service cost estimate

See all 300+ service estimates

Advice

Read Car Content

Browse Jerry Car Advice

How do I know if a mechanic is taking too long?

How to put antifreeze in your car?

What do you do if your car makes a noise?

Read 5,000+ more car advice articles

Check Out Expert Car QnA

Why does my car squeal when I drive?

Do driving warnings go on your record?

How long can you go past your oil change?

How much below MSRP is a good deal?

Learn from 30,000+ more questions

Learn About How We Create Content

Our Editorial Standards

Our Editorial Review Board

Jerry Data & Research

Recent Studies

State of the American Driver (2023)

Memorial Day (2023)

Android vs Iphone (2023)

Auto repairs (2023)

Auto loans study (2023)

Read all recent studies

Comprehensive Data Reports

Jerry Annual Data Report (2023)

Read all data reports

About

MenuIcon

How can a car insurance company refuse to pay a subrogation claim?

"The company's driver was at fault and they refused to pay damages in a reasonable amount of time. What am I supposed to do?"

Emily Richey · Updated on Jul 23, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“Subrogation protects you and your

car insurance company

from paying for losses that aren’t your fault. It enables your insurance company to pursue the at-fault party and recover the money paid out for a claim.

It seems like the other insurance company is trying to avoid an unnecessary payout. If the other driver was at fault, they’re responsible for the damages.

Your best option is to hire a lawyer to figure out the next steps for you. They’ll get in contact with the insurance company and find out why they aren’t making the payment.

The longer you wait to do something about it, the less likely you are to resolve the issue and get your money.”

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

How to Deal With Insurance Subrogation Claims

If you find yourself faced with a subrogation claim, there are some simple things you can do to reduce a settlement against you. Read this guide to learn how to handle a subrogation claim.

What Is Subrogation in Insurance, and How Does It Work?

This is a guide on what subrogation is in insurance and how it works. Subrogation is the process of deciding who is liable for various payments after a car accident.

How Subrogation Can Affect Insurance Premiums

The subrogation process can have significant influence on what you pay. Here's what you should know.

Read Advice From Car Experts At Jerry

Why Did Jeep Fail in China?

A joint venture between Jeep parent company Stellantis and state-owned Guangzhou Automobile Group is closing its only plant in China.

The Scion FR-S Race Car Will Not Be Forgotten

Toyota has put out some great race cars, but none quite like the Scion FR-S. Ever since its launch in 2012, the FR-S has been the epitome of light, agile racing.

We Just Got Some Sneak Peeks At the 2023 Range Rover

The 2023 Range Rover Sport has evolved from its previous generation not just in terms of designs but in its PHEV and BEV options.

Serena Aburahma

What Others Are Asking

How much does a Scion TC 2005 turbo kit cost?

My friend told me about the turbo kit she installed on her car, and I believe it would be a fantastic addition to my Toyota. But how much does a turbo kit for a Scion TC 2005 cost?

Does the 2018 Toyota Sienna have a spare tire?

My wife refuses to drive anything other than her beloved BMW E30, so I’m stuck with our 2018 Sienna. Which is fine—but I’m what you’d call an anxious type and I want to be sure this car has a spare tire, since I often drive out into the mountains where there’s spotty cell reception. Does it have one?

How do you stop your car from burning oil?

I’ve meticulously maintained my car since I got it. Recently, I’ve noticed a ton of exhaust and a burning oil smell when I’m driving. My dad says my vehicle is definitely burning oil. How can I fix the issue and stop my car from burning oil?

Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

Insurance In Your City

Easiest way to compare and buy car insurance

No long forms

No spam or unwanted phone calls

Quotes from top insurance companies

Find insurance savings

Car Insurance by Make

Car Insurance by State

Car Repair by Service

AC Compressor Replacement Cost

Battery Replacement Cost

Fuel Injector Replacement Cost

Fuel Pump Replacement Cost

Ignition Coil Replacement Cost

Oil Change Cost

Oil Pan Replacement Cost

Car Insurance by Company

Aspire Advantage

Assurance America

National General