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Does USAA renters insurance cover a hotel stay?

I have USAA renters insurance. I have to stay in a hotel because my neighbor started a fire in their apartment. Everyone is okay, but we have to evacuate for a few days. Will my USAA renters insurance cover the hotel stay?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! I’m sorry to hear that happened. Thankfully, your
USAA
renters insurance will cover your hotel stay in this situation.
When your living space becomes uninhabitable due to a covered loss, most renters insurance policies will cover temporary living arrangements. This coverage will normally be listed as loss of use in your policy.
You can check your policy details or call USAA directly to find out more. You’ll also need to take pictures of the damage and keep all your receipts for your claim.
Filing a claim with your renters insurance company can sometimes cause your rates to increase. If this happens, consider using
Jerry
to review your options. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even cancel your old policy.
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