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Does USAA refinance car loans?
I just got married to my wife, who’s in the Air Force. About a month after our wedding, I opened a USAA account on her suggestion. While I opened the account for banking, I also want to find someone to refinance my car loan. Does USAA do refinancing on auto loans?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the nuptials! In response to your question,
USAA
does offer car loan refinancing as well as some of the most competitive rates in the business.Refinancing with USAA is easy thanks to an online application process that takes less than five minutes for a decision. Or you can always go into a branch to apply. Have the following information handy to streamline the approval process:
- Your employer and income (pay stubs)
- Original loan account information, including the lender, loan number, and current APR
- 10-day payoff amount
- Car’s model year or VIN
- Current odometer reading
USAA will conduct a hard inquiry credit check and give you a result almost immediately.
Refinancing your auto loan with USAA also comes with a number of benefits, including:
- No prepayment penalties
- No hidden fees or costs
- No payments for up to 60 days after signing
- Competitive interest rates
While not necessarily cheaper, USAA offers car insurance in addition to financing. But to make sure you get the right policy at the best price, request a quote from USAA and compare it to other rates you find with the Jerry app.
As a licensed broker,
Jerry
helps you find and compare quotes from over 50 top providers in minutes. The average Jerry customer saves nearly $900 per year!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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