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Does USAA raise your rates if you are in an accident?
I got into an accident recently and I'm worried my rate will increase. I wasn't at fault, but I had to submit a claim through my insurance. Will my rate go up?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While every carrier is different, it’s possible that
USAA
could raise your rates after an accident.Even though it wasn’t your fault, you still needed to submit a claim through USAA. Any time your insurance pays out, they could raise your rates at policy renewal.
It can be difficult to know how much your rates will increase or if they will be raised at all.
Car insurance companies
all rate policies differently.If you’re concerned, you can reach out to USAA directly to find out what their terms and conditions are regarding rate changes and accidents.
Should you see a rate increase when it’s time to renew your policy,
request quotes
other carriers. You may find that another company doesn’t rate claims as significantly or that you’re eligible for additional discounts.”View full answer
- Gregory R.
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