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Does TruStage offer gap insurance?

I recently switched to TruStage for my car insurance because I’m a credit union member and get a discount. I want to add gap insurance to my policy. Does TruStage offer this?

Melanie Johnson · Updated on Feb 17, 2023

Reviewed by Shannon Martin, Licensed Insurance Agent.

We’re glad you’ve found the coverage option that’s right for you! You’ll be pleased to know that TruStage does offer

GAP insurance

.

Gap insurance, also known as Guaranteed Auto Protection insurance, protects you from paying the price of your car’s depreciation if you’re involved in an accident. This protection ensures that TruStage (through its partnership with Liberty Mutual) will pay the difference between your vehicle’s actual cash value

and the remaining balance on your

or lease.

Keep in mind that purchasing gap insurance only makes sense if still owe money on your car. If you paid for your car upfront, you don’t need gap insurance. You also (probably) don’t need gap insurance if:

You don’t have a

full coverage insurance

policy

You put down a deposit of 20% or more at the time of purchase

You plan to pay off your car loan within five years

Your car’s make/model holds its value well (like a Toyota or Lexus, for example)

MORE:

When your car is totaled and you don’t have gap insurance

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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