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Does the named insured of a policy have to be the vehicle's owner?
I want to insure a vehicle my aunt gave me. She hasn't transferred the title, so it's still in her name. Can I get insurance on it still or does she need to get insurance for it?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Most states and
car insurance companies
require the named insured of the policy to also be the vehicle’s owner. Any other driver of the vehicle is as an additional driver on the policy.But for the sake of ease and brevity, you should purchase the car and
register and title it
in your name. By doing so, you can circumnavigate the hassle of insuring a car that’s not in your name and avoid any red tape.Once you have the car in your name, hop on the
Jerry
app. With dozens of quotes from top insurers, you can find the coverage you need at the best price possible.”View full answer
- Gregory R.
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