Does the 2008 BMW X3 have Bluetooth?

My son has straight-A’s and he’s a senior in high school. I pay for his car insurance, but it’s rather expensive right now. Does Travelers offer a good student discount?

I’ve heard that wheel well liner spray can help protect my wheel wells from damage (and reduce road noise). Is that true? And, if so, how do I use it?

My house sustained some damage during a storm last week. The contractor estimates the roof repairs will total almost $3,000. My uncle’s telling me that I shouldn’t file a claim. He says the claim will cause my homeowners insurance to go up, and because my deductible is $2000, it’s not worth it. Is he right? Will filing a claim cause my premiums to increase?