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Does renters insurance required in Virginia?

I’m moving to Norfolk, Virginia next week. My apartment’s lease says I’m obligated to get renters insurance. Does Virginia require renters insurance?

avatar
Matt Terzi · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You’ll love living in Norfolk! It’s a really fun region of
Virginia
. Virginia does not require you to carry renters insurance by law, but if your lease specifies you need renters insurance, you’re required to have it.
Virginia isn’t alone in this, either. You’ll find that landlords in most states often require renters insurance to avoid liability should something happen to your personal property while living there.
According to Virginia law, a landlord needs to require their tenants to have insurance or notify them of the risks of not having it. If they require you to get insurance and you don’t follow through, your landlord can get insurance for you and charge you more for rent in the process.
Since your lease requires insurance, you’ll want to see exactly how much coverage your landlord requires you to get. From there, you can shop around with various companies to find the best rate for the coverage you need.
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app collects quotes from top insurance companies, like Nationwide and Progressive, in seconds. If you have questions about coverage, Jerry’s experienced and friendly team of agents are here to answer your questions and provide advice on the best coverage options.
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