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Does renters insurance cover temporary relocation?
There was a fire in my kitchen, but I can’t stay in my apartment while repairs are made. Will my renters insurance cover temporary relocation while my apartment is under renovation?
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! I’m sorry to hear about the fire, but I’m glad you are okay.
Having
renters insurance
definitely comes in handy for situations like this. If your rented property was damaged by a named peril
, most renters insurance policies cover additional living expenses while it’s uninhabitable.Your renters insurance will help cover costs for things including:
- Hotels or short-term apartment fees
- Costs of laundry
- Parking and other transportation costs
- Food
- Storage fees for any property you need to relocate during repairs
For your renters insurance to cover these expenses, you will need to file a claim with your insurance company and pay your deductible. Make sure you keep any receipts as proof of your expenses.
If you’re looking for a new renters insurance policy,
Jerry
can find you competitive quotes in less than a minute. Jerry does all the work for you by collecting your information from your previous insurance company to get you signed up. To save even more money, Jerry can help you bundle your renters and auto policies for maximum savings!View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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