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Does renters insurance cover dogs?
First-time renter here. I’m getting renters insurance and have two golden retrievers. Does renters insurance cover dogs?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on your new milestone! In general, renters insurance will cover dogs only under personal liability insurance.
If your
dog(s)
injured someone on your rental property, or damaged their property, your personal liability
coverage would your cover legal expenses up to a certain limit. Unfortunately, if your pet damages your own belongings or part of the apartment, it’s usually not covered by your renters insurance.
Certain insurance companies have exclusions for breeds considered “high-risk”, so keep that in mind. Since you have two dogs, you’ll want to make sure your insurance company knows about both of them, too.
For your pet’s health needs, you’d need separate pet insurance.
As you continue looking for renters insurance, it’s a good idea to get multiple quotes to compare your coverage options.
Jerry
can help you speed up the process by gathering quotes from top insurers, like State Farm and Progressive, all in one place. You can even enjoy further savings by bundling with your car insurance
.MORE: [How to find the best renters insurance](
https://getjerry.com/advice/how-to-find-the-best-renters-insurance-by-nicholas-wilson
View full answer
- Gregory R.
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