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Does renters insurance cover animal damage?
I just got my first puppy, and I love him so much! He is young though, and I’m worried about any accidents or damage that could happen. I do have renters insurance on my apartment, but I’m not sure what it covers when it comes to pets. Does my renters insurance cover animal damage?
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on your new puppy! I bet he makes a wonderful furry companion.
Renters insurance
can help cover certain animal damage. It will not cover any damage or injuries to you or your property, but other people and their belongings are covered. Your policy’s personal liability coverage section can cover pet damage in two parts: property damage liability and bodily injury liability.Property damage liability coverage can help with expenses if your pet damages someone else’s belongings. Bodily injury liability coverage can protect you if your pet injures someone else in your home. Your renters insurance will cover injuries or damages to someone else or their property, but you and your property will not be covered.
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