Snapshot program looks at your driving behavior over time. This includes:
hard braking
acceleration
late night driving on the weekends
using your phone while driving
how frequently and far you drive on average
As the program is based on the information that your phone or the plugin device collects, you could see a rate increase from speeding.
If you’re concerned about a possible rate increase, it would be better to see what other discounts you could qualify for.
Carriers often offer discounts for taking driver training or defensive driving courses. You can also qualify for discounts for owning a home, among other things.”
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