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Does Progressive home insurance cover water damage?

I just learned my home is in a flood zone. It hasn’t flooded in the several years that I’ve lived here, but now I’m worried. Will Progressive home insurance cover water damage?

avatar
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m glad you haven’t experienced any issues with flooding so far! Your Progressive homeowners insurance may cover water damage in your home, but it has to be a
named peril
in your policy.
For example, if your policy covers a pipe bursting in your home and that results in water damage, you’d be covered.
However, if the cause of water damage is
flooding
from a water source outside your home, this is rarely covered by a standard homeowners insurance policy. You’d likely need separate flood insurance to be covered in this case.
Since you live in a flood zone, it’s a good idea to seek out flood insurance options sooner than later in case a flood occurs. If your home faces water damage, you want to make sure you can rely on your insurance policy to help you out.
If you want to save money on home, renters, or car insurance, the
Jerry
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And to ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price.
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